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Freddie Mac

M&T Realty Capital Corporation is one of a select group of few Freddie Mac Program Plus Seller/ Servicers authorized to originate and service multifamily loans on behalf of Freddie Mac.

Under the Freddie Mac Program, M&T Realty Capital originates and services loans for all types of apartment properties including market rate properties, senior housing, student housing, manufactured housing, cooperatives and certain affordable housing. 

Freddie Mac offers early rate lock options for stabilized properties as well as those in lease-up or properties undergoing renovations and capital improvements. Our ability to structure financing solutions for single asset transactions as well as multiple asset deals means we can accommodate even the largest, most complex deals in the market today.

Freddie Mac multifamily loans typically include the following features:


  • Up to 80% LTV (higher utlizing mezzanine financing or Freddie Mac's High Leverage Program)
  • Debt Service Coverage of 1.20x to 1.25x
  • 5 to 30-year Financing terms.
  • Non-Recourse
  • Varying amortization and interest only options available
  • Standard yield maintenance 
  • Supplemental mortgages available after 1 year
  • Early Rate Lock up to 12 months


    For specific loan information on this Program, please contact us directly at 1 (800) 737-2344

    Click here to go back to Product Info page.
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