Conduit M&T Realty Capital Corporation ("M&T RCC") is a direct conduit lender as well as a placement agent for other conduit programs. These loans are available for commercial income property types (office, industrial, retail and hotel) as well as for multifamily properties. Conduit loans, originated for sale and securitization, typically include the following features: • Up to 80% LTV on most property types (up to 85-90% with mezzanine financing); • Minimum Debt Service Coverage of 1.20x; • Typically 10 year fixed-rate loan terms (5, 7 and 15 year term balloon loans and 20 year self-amortizing structures also available); • Typically 25 to 30-year amortization schedules (interest-only options may be available); • Single-purpose entity borrowers; • Non-recourse provisions • Early rate locks available, typically 30-60 days. • Floating rate structure available. For specific loan information on this Program, please contact us directly at 1(800) 737-2344.  Click here to go back to Product Info page.

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