About Us 

M&T Realty Capital Corporation® is a wholly-owned commercial mortgage-banking subsidiary of M&T Bank Corporation. M&T Bank (MTB), founded in Buffalo, NY in 1856, is a regional financial services company with more than $120 billion in assets. M&T Bank provides banking, insurance, investments, mortgage and commercial financial services through more than 750 branches, 1,800 ATMs, and a variety of online and mobile services in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, DC. In addition to these branches, M&T Realty Capital Corporation has regional offices located across the US.

Mission Statement

M&T Realty Capital Corporation provides exceptional service to all customers from start to finish. We value our customers, coworkers, and lending partners. We are intensely focused on being the most responsive and personalized commercial mortgage banking company in our industry.

What We Do

M&T Realty Capital Corporation provides competitive mortgage financing nationwide for commercial properties, including:

  • Multifamily
  • Cooperatives
  • Office
  • Industrial
  • Retail
  • Student Housing
  • Seniors Housing
  • Affordable Housing
  • Skilled Nursing Facilities
  • Intermediate Care Facilities
  • Assisted Living Facilities
  • Hospitals

We are a fully accredited Fannie Mae DUS® lender, a Freddie Mac Optigo® Lender, an approved FHA/HUD MAP and LEAN lender, and also offer life insurance company and conduit (CMBS) financing options through correspondent relationships.

M&T RCC Facts

  • In 2021, we originated $5.1 billion in loans, and currently service a loan portfolio of $24.6 billion.
  • We are a Top Fifteen FHA lender, and can provide financing for healthcare facilities or multifamily properties.
  • We are a Top Fifteen Freddie Mac lender.
  • We are one of only 19 lenders that hold licenses with all three agencies (Fannie Mae, Freddie Mac and FHA).