Loan Program Information

M&T Realty Capital Corporation provides competitive mortgage financing nationwide for commercial properties, including multifamily, healthcare facilities, office, industrial, retail, and student, senior, and military housing, through a variety of loan programs:

Fannie Mae Multifamily Financing

Loans for apartment properties, including student housing, manufactured housing, cooperatives, and affordable housing. Learn More >

Freddie Mac Multifamily Financing

Loans for apartment properties, including market-rate properties, student housing, cooperatives, and certain affordable housing projects. Learn More >

FHA/HUD Healthcare Financing

Loans for the acquisition, refinance, new construction, or substantial rehabilitation of a healthcare facility. Learn More >

FHA/HUD Multifamily Financing

Loans for the acquisition, refinance, new construction, or substantial rehabilitation of a multifamily property. Learn More >

Life Insurance Company Financing

Loans for commercial income property types—office, industrial, retail, and hotel (on an exception basis)—as well as for multifamily properties. Learn More >

CMBS Financing

Loans for commercial income property types—office, industrial, retail, and hotel—as well as for multifamily properties. Learn More >

Small Loan Partner Program - Multifamily Financing

Loans for the acquisition or refinance of existing, stablilized multifamily properties with 5 or more units. Learn More >


All loans and all terms referenced herein are subject to receipt of a completed application, credit approval and other conditions.

M&T RCC Facts

  • In 2016, we originated $3.4 billion in loans, and currently service a loan portfolio in excess of $15 billion.
  • We are a top FHA lender, and can provide financing for healthcare facilities or multifamily properties.
  • More than 75% of our customers refinance with us.
  • We are one of only 19 lenders that hold licenses with all three agencies (Fannie Mae, Freddie Mac and FHA).