News & Transactions

M&T Realty Capital Corporation Appoints Sean Cullen Managing Director
Wholly-owned subsidiary of M&T Bank continues to expand affordable housing platform with another seasoned multifamily professional

Coming off a very strong year of expanding the company’s affordable housing finance platform, M&T Realty Capital Corporation® (MTRCC) has announced the appointment of Sean Cullen as a Managing Director. He will be responsible for originating affordable housing and multifamily loans across the United States and will be based in New York City.
Cullen has more than 30 years of experience in multifamily and affordable housing finance. He comes to MTRCC from Lument, formerly Red Capital Group, where he was employed for the past two years as a Managing Director of Affordable Housing Originations and charged with establishing a New York City presence for the brand. Prior to this, Cullen held analytical, bond underwriting and production roles at several financial institutions, including Moody’s, RBC Capital Markets, and Barings Multifamily Capital amongst others.
“Our customers will continue to benefit as we further grow our team and increase collaboration between all parts of the bank,” said Jeff Rodman, MTRCC’s Program Manager of the affordable housing platform. “Sean will be a true asset to the communities that we serve, bringing innovative structuring ideas from his breadth and depth of experience in the affordable housing sector.”
Cullen holds a Bachelor’s of Science in Business Administration from Villanova University and a Master of Business Administration from Manhattan College. He also received a diploma from New York University’s School of Continuing Studies in Credit Analysis.
Cullen’s appointment comes off a record-setting year for M&T Realty Capital Corporation, particularly in the affordable housing sector. The company opened new affordable housing origination offices, hired three other director-level roles, and received the coveted Freddie Mac Optigo® TAH License. The growth of MTRCC’s affordable housing platform builds new synergies between MTRCC and M&T Bank’s construction, bridge, and LIHTC offerings. In fact, the company was recently nationally recognized for outstanding financial thought leadership affordable housing content by the Gramercy Institute.
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About M&T Realty Capital Corporation
M&T Realty Capital Corporation® ( is a wholly-owned subsidiary of M&T Bank Corporation—one of the 20 largest US-headquartered commercial bank holding companies and has one of the top ten largest commercial real estate loan portfolios in the nation, per American Banker. As a full-service mortgage banking company, we specialize in providing competitive financing nationwide for commercial real estate. We are a fully accredited Fannie Mae DUS® lender, a Freddie Mac Optigo® lender, an approved FHA/HUD MAP and LEAN lender, and also offer life insurance company and CMBS financing through correspondent relationships. In addition to the below M&T Bank offices, MTRCC is also closely aligned with M&T commercial banking offices in Florida, Oregon, and Washington.

About M&T Bank
M&T Bank Corporation ( is a regional financial services company headquartered in Buffalo, New York, with more than $115 billion in assets. M&T Bank offers a wide array of banking, mortgage and commercial financial services through more than 750 branches, 1800 ATMs , and a variety of online and mobile services. Investment and insurance solutions are provided to businesses and consumers by M&T Bank and their affiliated companies Wilmington Trust, N.A, M&T Securities and M&T Insurance Agency, Inc.
Equal Housing LenderEqual Housing Lender.
All loans, lines of credit, and all terms referenced herein are subject to receipt of a complete application, credit approval, and other conditions.
“DUS®” is a registered trademark of Fannie Mae. “Optigo®” is a registered trademark of Freddie Mac.
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M&T Commercial Bank            M&T Realty Capital Corp.
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